Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing a wide array of products including FHA, VA, USDA, Conventional and NON-QM loan options. Work with us today!
Products
FHA
- Minimum credit score:
- 550 AUS approved,
- 580 manual
- Non-Credit Qualifying Streamline refinances allowed
- Gift funds allowed for down payment and closing costs
- Cash out 80% LTV
NonQM
- 1 page bank statement
- Asset qualifier
- Bank statement qualifier
- Foreign nationals
- Gig qualifier
DSCR
- No minimum DSCR
- As little as 0 months reserves
- Foreign nationals
- Up to 8 units, and mixed use, OK
- FICO’s as low as 620
theSECOND
- Loans up to $450k
- Fixed Rates
- FICO’s from 660!
- 1st lien can be I/O!
- DTI up to 50%
- Combined Liens up to $2mm
Reviews
It was a great experience working with Hometown Equity Mortgage. Our AE, Mike, was very responsive, knowledgeable and always ready to help.
Hometown Equity Mortgage invites you to
become an approved mortgage partner
Once approved with Hometown Equity Mortgage, we are confident you won’t need to look any further. We value your partnership like no other.
Need Assistance?
Don’t worry – we are here to help!
Email our broker approval department or call us at (833) 381-8733
