Highlights

• 1 yr term
• Light and heavy rehab options available
• Purchases to 90% of the as-is value or 70% of the After-Repaired Value (ARV)
• R/T refinances to 70% of the as-is value or 60% of the After-Repaired Value (ARV)
• Integrated technology for draw management and inspection scheduling via phone app
• Ongoing or stalled construction projects are permitted

• 650 FICO Minimum
• Loans to $1.5MM
• Business purpose/investment only
• No DSCR, 1.1 if the property will be retained
• First time Investors OK
• First time Homebuyers OK
• 1-4 unit properties allowed
• No minimum tradeline requirement
• 36 month seasoning for all credit events

G-PA

• First Time Homebuyers – Allowed
• First Time Investors – Allowed
• Living Rent-free – Allowed
• Min FICO 650
• DSCR > 1.10
• No tradeline requirements
• Cash out to 65% LTV
• Up to 75% LTV
• Multi-family OK
• Short Term Rentals OK *

*By exception only

G-PA 525

• 5 to 25 units
• First Time Homebuyers – Allowed
• First Time Investors – Allowed
• Min FICO 620
• No DSCR
• No tradeline requirements
• Unlimited cash out
• 1 & 2 year terms
• Mixed use OK (70% residential)
• MAI appraisal required
• Vacant properties OK
• Loans up to $3M